Legal Dictionary

The insurance company employee who reviews your claim and decides how much to pay.

A private hearing where an arbitrator makes a binding decision instead of going to court.

The person or party legally responsible for causing the accident.

The contract between you and your attorney outlining fees, responsibilities, and terms.

Record of who accessed your documents and when.

Insurance that pays for injuries you cause to others in an accident.

The process of selecting which emails and documents are related to this specific claim.

Out-of-pocket costs for things like medical records, expert witnesses, and filing fees.

A unique ID assigned by the insurance company to track your case.

The legal document that starts a lawsuit in court.

Attorney payment structure where they take a percentage of your settlement instead of hourly fees.

When your attorney pays case expenses upfront and gets reimbursed from your settlement.

A formal letter to an insurance company or at-fault party requesting payment for your damages.

A organized collection of evidence, records, and documentation supporting your claim value.

Sworn testimony given outside of court, recorded by a court reporter.

Medical scans that show internal injuries like fractures, herniated discs, or soft tissue damage.

The legal process where both sides exchange evidence and information before trial.

Secure storage for all your claim-related documents in one place.

Documentation of an accident or injury created by a business or property owner.

A detailed breakdown of medical charges showing each service and cost.

An agreement where a provider treats you now and gets paid from your settlement later.

Legal responsibility for causing harm or damage.

Proof of income you lost due to injury, like pay stubs or employer letters.

A meeting with a neutral third party who helps both sides negotiate a settlement.

A legal claim on your settlement by a medical provider who treated you on credit.

Official documentation of your medical treatment, diagnoses, and care.

The time it takes to receive medical records after requesting them, typically 30-60 days.

Optional insurance that covers medical expenses after an accident, regardless of fault.

Legal obligation to notify certain parties (like government entities) of your claim within a specific timeframe.

A request for compensation after an accident or injury caused by someone else.

Visual documentation of the accident scene, vehicle damage, and injuries.

Insurance that covers your medical bills and lost wages regardless of who was at fault.

Official documentation by law enforcement of an accident or incident.

Insurance that pays for damage to vehicles or property caused by an accident.

A legal document you sign giving up your right to sue in exchange for payment.

Written quote from a body shop detailing the cost to fix vehicle damage.

A notice from an insurer that they're investigating your claim but may deny coverage later.

The amount of money the insurance company proposes to pay to resolve your claim.

Secure link that lets you share specific documents with attorneys or others you choose.

The legal deadline to file a lawsuit, typically 1-3 years depending on your state.

When your insurance pays your claim, then seeks reimbursement from the at-fault party.

Chronological record of events, treatments, and communications related to your claim.

Your doctor's recommended course of care and expected recovery timeline.

Your own insurance that pays when the at-fault driver has no insurance or not enough.

Written or recorded account from someone who saw the accident.